There are many reasons for the failure of securities transfer to banks. The funds in the securities account can only be transferred out during the opening trading hours of the stock, that is, 9: 30 am ~1:30 am and1:00 pm ~ 3:00 pm. Funds can be accessed from 9: 00- 16: 00 on the working day of securities trading. Note: Some banks may be delayed for half an hour.
2. The working hours of banks are 8: 00 a.m., but the capital account is a cash account opened by investors in securities trading institutions (securities companies) to settle stock market transactions, and funds can be transferred between banks and securities companies. Investors can only engage in stock trading (buying and selling) through capital accounts.
The failure to transfer securities to banks is as follows:
The personal settlement deposit account (or debit card) opened by shareholders in the bank establishes a corresponding relationship with the fund account of the securities company, and transfers funds between the bank and the securities company through the bank's telephone banking, online banking and self-service equipment at outlets to provide convenience for shareholders to deposit and withdraw funds. Stocks sold on the same day can only be transferred to bank cards on the next trading day, while the money deposited in bank cards on the same day can be transferred to securities cards, and the money transferred to bank cards on the same day can buy stocks on the same day.
Not many people may know about the bank-securities transfer. Today, taking ICBC as an example, we will talk about how to operate the bank-securities transfer, the arrival time, the handling fee standard and other related issues.
Bank-securities transfer time: ICBC provides bank-securities transfer service from Monday to Friday (excluding legal holidays), from 8:00 am to 65438+ 6:00 pm every day. The service hours of different securities companies may be slightly different. Please consult the sales department of your securities company.
It is definitely possible to transfer money during trading hours, and there is no handling fee for transfer. You can turn it out as soon as you hand it in.
However, if the funds of the stocks just sold today cannot be transferred out until the next trading day.
Moreover, the fund also has current interest in the securities account.
During the opening of the stock market, bank-securities transfer can only be carried out from 9: 30 am to 15:00 pm. Bank-securities transfer cannot be carried out on national legal holidays and when the stock exchange is closed, which is usually 9:00- 16:00 every trading day.
Cash transfer. I'll be right there. The money just sold can be bought back immediately, but it can't be transferred to the bank. I can't transfer until the next day. I'll be right there.
ICBC bank-securities transfer mainly includes counter transfer and telephone banking self-service transfer.
(1) Counter transfer is a service in which customers fill in the transfer power of attorney, and bank counter staff help customers to transfer funds for buying and selling securities or foreign exchange through computer networking terminals, so as to facilitate customers to buy and sell securities or foreign exchange.
(2) Telephone banking self-service transfer is a service function that the customer entrusts the bank to establish an account transfer relationship in the telephone banking self-service system, and the customer transfers related securities or foreign exchange transactions through the telephone banking self-service system.
ICBC Bank-Securities Transfer Fee:
There is no handling fee for ICBC's bank-securities transfer in the same city, but a handling fee of 1% is charged in different places, with a maximum of 50 per transaction.
This transfer method may not be accessible to ordinary people, but friends who speculate in the investment market may be exposed to more, so the specific provisions are relatively clear.