Payment within five days after the payment deadline has no effect on personal credit information. For users who repay within five days overdue, Alipay will not report to the credit information system. If Alipay's flower garden is overdue, the flower garden staff will call to remind the user to repay. Users only need to pay off the money or make the minimum repayment in time after receiving the call, which will not cause overdue consequences. Generally speaking, flower beds will limit or reduce the amount of flower beds for overdue users according to the degree of overdue.

I. Repayment of the Garden

With flower buds, users can prepay the amount of ant flower buds at the time of consumption and repay them on the 9 th of the next month after receiving the goods. The longest interest-free period can reach 4 1 day. In addition to the consumption experience of "buy this month and pay it back next month, which is super long and interest-free", Ant Flower Garden has also launched a flower garden staging function, and consumers can make repayment on March 6.9.1February. Users need to pay off the generated flower bud bill on the repayment date. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu 'ebao (with the function of withholding Yu 'ebao) and debit card express payment (including cartoons) in turn to repay the unpaid bill, or you can repay it yourself. In order to avoid overdue, please ensure that the amount of Alipay account is sufficient. If it is overdue, a late fee of 0.5% will be charged every day.

Second, the definition of common terms in flower buds

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2. Transaction flow (transaction amount): refers to the transaction amount (including but not limited to payment, freight, etc. ) You use the payment service through the service type selected by Alipay/Taobao platform operator software system. The transaction flow will be used as the basis for Alipay to charge you.

3. Service fee: refers to the software service fee that you need to pay to Alipay to use this service. The service fee is determined according to the transaction flow (transaction amount) and rate indicated to you by Alipay in this agreement.

4. Unauthorized transaction: refers to the transaction that the buyer directly completes with you by using Alipay account through this service without the authorization of Alipay account holder.

5. "Cash-out" transaction means that you and the buyer directly pay cash to the buyer through fictitious transactions, false pricing, cash return, etc.