The mortgage registration fee is charged by the property right registration center when handling mortgage loans, and each set of 80 yuan. According to the regulations, if you buy an auction house, the mortgage registration fee will be generated during the whole purchase process:
1. After the buyer signs the pre-sale contract of commercial housing, when handling the mortgage, he shall register the pre-purchase commercial housing mortgage notice with the loan bank * *, and the mortgage notice registration fee generated at this time is 80 yuan/piece (550 yuan/piece for non-residence);
Secondly, after the commercial housing is completed and delivered, the buyers need to go to the loan bank for mortgage registration. At this time, there is a registration fee for 80 yuan/piece (not living in 550 yuan/piece).
The registration fee is charged to the applicant. Housing ownership mortgage should be charged to the owner of the house, and the registration fee for pre-mortgage registration of commercial housing should be paid by the mortgagee.
Extended data:
Circumstances in which mortgage is prohibited by law:
1. Real estate that has been sealed up, detained, supervised or restricted in other ways according to law;
2. Real estate used for public welfare undertakings such as education, medical care and municipal administration;
3. Real estate with unknown or controversial ownership;
4, arable land, homestead, hilly land, plots and other collectively owned land, except as provided by law or mortgaged;
5. Buildings listed as cultural relics protection and other buildings with important commemorative significance;
6, has been announced in accordance with the law included in the scope of real estate demolition;
7. Other real estate that may not be mortgaged according to law.
Baidu encyclopedia-mortgage registration fee