Cardholders should have a good habit of using cards, at least your credit history has not been hacked.

Pufa Universal Fund is an installment loan based on credit card, which exceeds the credit card quota of Pufa. The cardholder can submit an application to, and you can repay the loan in installments after swiping the card.

Shanghai Pudong Development Bank has clear regulations on the use of universal funds. Cardholders must keep the relevant consumption vouchers for cash payment, so that they can consult and inquire about the whereabouts of the payment at any time.

It is clearly stipulated that the universal fund is only applicable to consumption, including but not limited to decoration, wedding, car purchase, home appliances, wedding, student aid, tourism, medical care and so on. Can not be used for investment, including stocks, futures, housing and other equity investments.