Sunshine Easy Loan Bian Xiao learned that the data showed that from August 17 to 23rd, the cumulative transaction volume of P2P online loan industry reached 2194.8 billion yuan, up 7.82% from the previous week's 2,035.6 billion yuan, and the online loan industry maintained strong growth for two consecutive weeks. The stock market crash makes the fixed income above 10% look attractive. Insiders said: It is impossible for funds flowing into the P2P platform of the stock market to go in the short term, "because even if the stock market rises, it is difficult to restore investors' confidence in a short time. "
The flow of funds into P2P is accelerating.
The second half of August is the darkest day in the history of A shares. 1000 On August 7th, 7, A shares began to fall bloodily from 4,000 points, and fell to 2,900 points as of August 26th, and fell by1000 points in six trading days, with a decrease of 25%. In particular, on August 24th and 25th, the Shanghai Composite Index fell by about 8%, and most stocks were in the extreme state of falling limit. In this extremely pessimistic state, investors began to look for new investment exports, and P2P became a refuge.
On August1July-23, the cumulative turnover of P2P online lending industry increased by 7.82% compared with the previous week's 20.356 billion yuan. In August, the data of P2P transaction volume in the first three weeks were 65.438+06.406 billion yuan, 20.356 billion yuan and 26.5438+94.8 billion yuan, respectively, and the transaction volume kept hitting new highs, and the transaction volume in the three weeks was close to 60 billion yuan. This is the opposite of the stock market. The deeper the stock market falls, the greater the P2P trading volume, and the seesaw effect between them is strengthening. With the steady improvement of the standardization and attention of P2P industry, the overall industry development tends to be standardized, and in the long run, P2P's ability to attract funds continues to grow.
"The flow of funds to P2P is accelerating, which also shows that there is nowhere to put the funds in the hands of individuals. When the risks in various investment fields are exposed, P2P becomes a safe haven. " Insiders say this. P2P regulatory policies have been introduced one after another, which has recognized the legal status of the industry and eliminated investors' concerns. After renaming, P2P has gradually become one of the important asset allocation channels for investors. Now, investors are looking for ways to preserve and increase the value of assets in order to fight inflation. The risks of trust and real estate private placement are exposed one after another, which indicates that the era of high return on investment is coming to an end. The basic rate of return of P2P is 10% or even higher, which is undoubtedly very satisfactory.