The on-site fund rate generally ranges from 20,000 to 50,000 yuan, and the single fixed investment amount is generally within 1 10,000 yuan, with the lowest single 5 yuan. Calculation formula: Assuming that the total investment is A and the single investment is B, the investment cost is A/B*5.
OTC is direct selling on the website of a bank or fund company. The subscription fee is generally 1.5%, which is purchased according to the principle of unknown price.
Extended data
Fund transaction costs include:
1. initial subscription fee: the subscription fee for the initial issuance of the fund.
For example, the initial subscription rate of Huaan Innovation Fund is determined according to different subscription amounts: the subscription rate is divided into two grades: 1.2% and 1.5%; The one-time subscription amount is 1 0,000-1 0,000 yuan (including 1 0,000 yuan, excluding10,000 yuan). The one-time subscription amount is higher than100000 yuan (including100000 yuan), and the subscription rate is 65438+ 0.2% of the subscription amount.
2. Subscription fee: the "daily subscription" fee after the fund starts trading. According to the provisions of the Open-end Fund Investment Guide 54 Pilot Measures for Securities Investment Funds, it shall not exceed 5% of the subscription amount. There are different rates according to the transaction volume.
3. Redemption fee: According to the Pilot Measures for Open-ended Securities Investment Funds, it shall not exceed 3% of the subscription amount and shall be determined by the fund management company.
4. Dividend reinvestment expenses: Investors will continue to invest the distribution income obtained from the open-end fund in the subscription expenses payable by the fund. In order to encourage investors to continue investing, general investment funds charge low or no subscription fee for this fee.
5. Conversion fee: the fee that investors have to pay to convert one invested fund into another fund between different funds managed by the same fund manager. Generally, most funds do not charge conversion fees.
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