Not necessarily, the fund is not a capital preservation product, and there is the possibility of profit and loss. The rise and fall of the fund is mainly determined by the investment target of the fund. Investment targets rise, funds rise, investors gain, investment targets fall, funds fall, and investors lose money.

Funds held for two years belong to closed-end funds. After the establishment of closed-end funds, they entered a closed period. During the closed period, no transactions are allowed. Investors can only wait until the fund is listed or traded on regular open days. General funds are held for a long time, and the probability of obtaining income is relatively high.