Very high. The fund is risky and needs to be cautious in investment. High return means high risk. You should know how much loss and risk you can bear, and don't blindly follow suit.

First, according to the current wealth management market, conventional wealth management products such as money funds are around 3%; The bank's regular wealth management products are around 4%. Of course, the higher guaranteed financial products may be 5%. According to this rate of return, the fund income 10% is indeed a very good figure. However, we seem to have overlooked that it is unreasonable to compare funds with these guaranteed wealth management products. More importantly, it is compared with the yield of similar funds or conventional funds. If the temporary income is 10%, to be honest, many people can do it. After all, as long as you catch up with the surge, you can reach this rate of return. However, if it is to maintain the annual rate of return of 10%, it is a very remarkable thing, which is the so-called annual rate of return. You know, there are really few people who can really achieve the annual rate of return of 10%, or even only a few people in the world. Therefore, whether the return of 10% is high or low depends on the short-term or long-term perspective.

Second, this so-called profit is only temporary, in other words, it is the so-called floating profit. No matter whether the account is currently losing money or making profits, as long as we haven't sold it, it can only represent a bunch of numbers. Only by redeeming all the money into our wallets can we determine whether it is a profit or a loss. Of course, for ordinary people, they always have to go through such a period. After a long period of financial management, I will find that I don't check my account often, sometimes even once a month. This is the performance after the mentality is balanced. Only by putting a correct attitude and even calmly dealing with losses and profits can we really make money in the future. After a long period of financial management, you will find that it may exceed 10% today and may fall below 10% tomorrow. Such ups and downs are called fluctuations, and this is also called the market. Generally speaking, after buying a fund, it is best to hold it for a long time. Because, before buying a fund, there will be some explanations, such as how much money you hold free of redemption fees. If you sell it within 7 days, the yield of 10% may be only about 8% after you get it. This is why we always say that if we buy a fund, we will hold it for two to three years, which makes sense.