The net value of the fund can help us analyze the advantages and disadvantages of the fund, but the most important thing to buy a fund is to look at the accumulated net value of the fund. Do you know which ones? The following is the calculation method of the accumulated net value of funds compiled by Bian Xiao _ the detailed calculation method of the accumulated net value of funds, which is for reference only and I hope it will help you.
How to calculate the cumulative net value of the fund
In short, net assets are equal to the value of each fund. For example, the net unit value of Huatai Perry is 1.39 10 yuan, which is equivalent to the present value of each Huatai Perry fund of 1.39 10 yuan. If you buy at the price of 1.0000 yuan and sell (redeem) now, you will trade at the price of 1.39 10 yuan, deducting the original purchase cost (regardless of fund fees and fund dividends). 0.39 10 yuan, which is equivalent to the income of 39. 1%.
What is cumulative net worth?
Cumulative net value refers to the net value of the fund since its establishment, including dividends and bonuses. The accumulated net value of the fund fully reflects the historical performance of the fund in the operation process, and investors should pay attention to the accumulated net value of the fund shares when evaluating the fund performance. If the fund has not been flushed or split since its issuance, the unit net value is equal to the accumulated net value. Otherwise, the cumulative net value is usually greater than the unit net value.
Formula: cumulative net fund value = net fund value after fund establishment+cumulative dividend amount.
For example, the net assets of this unit are 1.5 yuan, and it is decided to pay dividends to 0.5 yuan per share. After dividend splitting, the net value of fund share is 65,438+0.0 yuan, and the accumulated net value is 65,438+0.5 yuan (every 0.5 yuan is converted into cash in the investor's account).
Then the fund with net unit value in 2 yuan decided to split its share according to the ratio of 1: 1. After the split, the net value of the fund share is 65,438+0.0 yuan, and the cumulative net value is 2.0 yuan (the fund share in the investment account has increased by 65,438+0 times, initially maintained at 65,438+0,000 points in 2000, and the total assets remain unchanged.
What's the difference between fund net value and accumulated net value? What is the difference? In other words, the net value of the fund is the report card of the fund on that day, and how to calculate the accumulated net value of the fund is the report card since the establishment of the fund. Buying and selling funds to see the net value of funds; Evaluation of the fund's ability to make money, you can look at the cumulative net value.
Detailed explanation of the calculation method of accumulated net value of funds
When we inquire about the market trend of a fund, in addition to the unit net value, the accumulated net value of the fund is also an important reference data, so how is the accumulated net value of the fund calculated?
What is the net value of the fund?
The net fund value (usually called unit net value) refers to the total net assets of the current fund divided by the total fund share. Generally speaking, the unit net value fluctuates by day (trading day, T day) because the total assets and total shares fluctuate. Formula: T-day fund net value =(t-day fund total assets -t-day fund total liabilities) /t-day fund total issuance. In short, net assets are equal to the value of each fund.
What is the cumulative net value of the fund?
Cumulative net value refers to the net value of the fund since its establishment, including dividends and bonuses. The accumulated net value of the fund fully reflects the historical performance of the fund in the operation process, and investors should pay attention to the accumulated net value of the fund shares when evaluating the fund performance. If the fund has not been flushed or split since its issuance, the unit net value is equal to the accumulated net value. Otherwise, the cumulative net value is usually greater than the unit net value.
Calculation method of accumulated net value of funds
Formula: cumulative net value of the fund = net value after the establishment of the fund+cumulative dividend amount. Simply put, the net value of the fund is the report card of the fund on that day, and how to calculate the accumulated net value of the fund is the report card since the establishment of the fund. Buying and selling funds to see the net value of funds; Evaluation of the fund's ability to make money, you can look at the cumulative net value.
What is the function of the accumulated net value of the fund?
Next, let's solve the second problem. Is the accumulated net value of the fund high or low?
Generally speaking, the higher the cumulative net value of the fund, the better, which reflects the profitability of the fund to some extent. But we can't generalize, because we have to consider the time and market environment of the fund.
Give a chestnut:
For example, many newly established funds are losing money, and now they are only 0.8-0.9 yuan, while those with accumulated net worth of several yuan have been established for several years and experienced a bull market in 2006-2007. You can compare it.
At present, the funds established around 2200 this year are all positive returns, while the accumulated net value of funds established in 45000 in 2007-08 is only 56 gross. Can this be compared?
What is the function of the accumulated net value of the fund?
The accumulated net value of the fund reflects the accumulated income of the fund since its establishment (minus the face value of one yuan as the actual income), which can reflect the historical performance of the fund in the operation process more intuitively and comprehensively. Combined with the operation time of the fund, it can more accurately reflect the real performance level of the fund.