The establishment of a fund company will have a business plan and enterprise description, and then submit it to the CSRC, which will approve the establishment of a fund company.
After the establishment of the fund company, the main task is the issuance and management of the fund.
Generally speaking, the internal structure of fund companies has the following departments: first, the investment management department, second, the investment department and third, the research department. There are many companies where investment departments and research departments work together. There are also accounting and accounting departments.
For the fund company, there are many external institutions to provide research services for him. For example, our company is also one of the institutions, and many research institutes of securities companies also provide research services, which is equivalent to the seller. For example, the fund company pushes some commissions to pay his expenses.
The other department is the sales department, which has sales and customer service maintenance.
From the investment point of view, it is very important to have two committees, one is the investment decision-making Committee and the other is the risk control Committee. Because before, fund companies basically made an investment decision. Later, it was found that there were more and more institutional investors, and competition became more and more difficult. Later, it was found that many investors attached great importance to risk. At this time, the risk control Committee was introduced to control the employees of the investment decision-making Committee internally. In this way, there are basically two permanent institutions, which play a certain role in the overall operation of fund companies. The investment decision-making committee is the highest authority of the whole investment decision-making, which further determines the investment authority of the fund manager and formulates the whole research process and the whole investment process. The Risk Control Committee is the highest authority of the whole company, which supervises the risk points and irregularities in the whole fund operation process.
The operating structure of fund companies is almost such a structure. As long as the instructions are given, the system ensures that its investment is relatively safe. As we all know, securities companies often have so many problems. It is because the assets of securities companies are not managed, but they are all managed. They can withdraw money at any time. There will be many loopholes in this situation, and the foundation will avoid this. Relatively speaking, it is very safe. It should be said that these investment products on the market are the most transparent and perform quite well. Of course, fund companies also have irregularities, and there have been shady funds in history.