Holding a hybrid fund for one year means that investors need to hold it for one year after buying it. If they hold it for less than a year, then investors cannot redeem it. Usually, this kind of closed-end fund has higher income than other types of funds, but investors must ensure that there is no demand for this kind of investment fund within one year when buying this kind of hybrid fund to avoid the losses caused by it. Hybrid fund refers to a fund that invests in stocks, bonds and money markets at the same time without a clear investment direction. Its risk is lower than that of stock funds and its expected return is higher than that of bond funds.

brief introduction

Mutual fund English: mutual fund

Hybrid fund is a kind of fund that aggregates investors' funds in the form of partnership law. For example, banks or insurance companies organize funds and charge them fees. Typical partners include trusts or retirement accounts, whose asset portfolios are much larger than those of individual investors, but they are still too small if managed independently.

In form, the hybrid fund is similar to the open-end fund, but it does not take the fund share as the investment carrier, but provides a fund unit that can be bought and sold at the net asset value price. Banks or insurance companies will provide a lot of different mixed funds for trust or retirement accounts to choose from. Such as money market funds, bond funds and common stock funds.

Buying skills

Fund companies and fund performance It is an eternal method to choose a good fund company before choosing a fund. However, the performance differentiation of hybrid funds is serious, which also requires investors' vigilance. Take the data of 2008 as an example. By the end of the year, the highest rate of return of hybrid funds since middle age was%, and the lowest rate of return was%. It is recommended to invest more in historical data of funds.

Choose a hybrid fund that suits you. Different institutions have different classification methods for hybrid funds. Galaxy Securities regards hybrid funds as a kind of hybrid funds. In essence, hybrid funds include the following three categories: partial stock hybrid funds, partial debt hybrid funds and active hybrid funds. The main difference between these funds lies in the different proportions of various funds.