2. When buying money funds, we should adhere to the principles of "buy old money, not new money, buy high money, not low money, not long money", especially in the sensitive economic period, these principles are the motto of investing in the money fund market. First of all, when buying money funds, priority should be given to the old funds, because after a period of operation, the performance of the old funds has become clear, but it will take time to verify whether the newly issued money funds can achieve good performance. At the same time, investors should try to choose the type of high-yield money fund with the highest annual return. Monetary funds are more suitable for managing liquidity, short-term funds or temporary funds that are difficult to determine for a while. For medium and long-term fixed investment of more than one year, bonds, stocks, equity funds and other varieties with higher returns should be selected.
3. There are only two ways to publish the income distribution of the money fund: "ten thousand income" and "seven-day annualized rate of return". "The income per ten thousand shares is 0.0364" means that the income per ten thousand shares of the monetary fund can be 0.0364 yuan on the same day; "Seven-day annualized rate of return" refers to the rate of return converted from the average income of the last seven days to one year. It is a parameter to examine the long-term profitability of money funds. Monetary funds with higher "seven-day annualized rate of return" have relatively higher rates of return.
4. The face value and net value of the money fund remain unchanged at 1 yuan, and the change of its income is reflected by the change of the fund share, and investors can get back the funds by redeeming the fund share. The only dividend payment method of the Monetary Fund is "dividend to investment", so the accumulated monthly income is carried forward to the Monetary Fund share, and the redemption rate of the Monetary Fund is 0%, and no handling fee is charged.