1, different types
Funds are divided into on-site funds and off-site funds. The floor here refers to the stock exchange market. Funds purchased through securities trading software belong to on-site funds, and bank channels belong to off-site funds.
2. Different investment rules.
Funds purchased by securities are similar to stocks in investment and trade at the transaction price. Funds purchased by banks with TT 1 mechanism are generally traded online, and OTC funds publish the network every day.
3. Different management.
Funds purchased by securities are mostly passively managed, while funds in bank channels are generally managed independently.