Customers can check the billing cycle in "Overview" through the "Credit Card-Bill Inquiry" menu of CCB Mobile Banking, and the deadline is the billing date. In addition, when the customer receives the CCB credit card, the card letter will also indicate the customer's billing date, and multiple credit cards of CCB * * * use the same billing date.
CCB will send the CCB credit card bill to the customer through the bill delivery method agreed with the bank when signing the contract, and the bill will clearly indicate the customer's current credit card repayment date.
(In case of business changes, please refer to the actual situation. )
How to check the credit card (debit card) bill of China Construction Bank?
Construction Bank credit card (debit card) bill date query method is:
1. Pay attention to "Customer Service of China Construction Bank" in WeChat official account, and then "Credit card (debit card) billing date" will appear on the homepage of WeChat official account. Click the pop-up link, and follow the page reminder to query the bill date;
2. Call the customer service hotline of CCB Credit Card (Debit Card) at 400-820-0588, or inquire the billing date of CCB Credit Card (Debit Card) according to the voice reminder;
3. Log in to CCB Personal Online Banking and click "Credit Card (Debit Card)-Credit Card (Debit Card) Inquiry-Bill" in turn.
How to look at the billing date and repayment date of CCB credit card?
1, credit card billing date:
The optional billing dates of CCB Credit Card are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27. The cardholder's billing date can be selected from each option.
In addition, CCB's credit card billing statement can be adjusted, but it can only be modified once in a natural year.
2. Credit card repayment date:
The credit card repayment date of CCB is generally the 20th day after the bill date. If the bookkeeping date is the second day of each month, then the 22nd day of that month is the repayment date. In addition, according to different billing cycles, you can enjoy a longer interest-free period. The interest-free period of credit card spending on the day of bill is the shortest, generally 20 days. The interest-free period of credit card consumption after the bill date is the longest, generally around 50 days.
Extended data:
The modification method of CCB's credit card statement is as follows:
1. Credit card holders of China Construction Bank can call the 24-hour customer service hotline of China Construction Bank at 400-820-0588. After the connection, they will go to the human service according to the voice prompt and ask for the bill to be revised.
2 CCB credit card holders can also bring their ID cards and credit cards to the counter of CCB business outlets to modify the bill statement.
It should be noted that although CCB's credit card can change the statement, CCB stipulates that each cardholder can only change the statement once a year. The accounting days of China Construction Bank are 2, 5, 7, 10, 12, 13, 15, 17, 19, 22, 23, 24 and 25. After the bill is successfully revised, it will take effect next month and the repayment date will be changed accordingly.
Baidu encyclopedia-credit card bill
Baidu encyclopedia-due repayment date
How to inquire about the billing date and repayment date of CCB?
Check the mobile banking, log in to the mobile banking of CCB, and then click "Bill Details" on the "Credit Card" page to find out the repayment date of your CCB credit card. There is also a direct click on the "+"button on the APP homepage, and then click to open the "Calendar", which will indicate the repayment date and billing date of your CCB credit card in the current month.
A brand-new service product is to connect the customer's mobile phone with the bank through the mobile communication network, and directly complete various financial services such as account inquiry and account transfer through the mobile phone interface, that is, the bank uses the mobile phone as the carrier, relies on the mobile GSM wireless network, uses the mobile short message resources, and operates the bank account by sending short messages through the mobile phone to realize the functions of "financial management" and "electronic wallet" of the mobile phone. Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.
Domestic banks have launched mobile banking services, including large banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications, national joint-stock commercial banks, some urban commercial banks and rural commercial banks, and a few rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile banking of online banking. There are distinctive mobile banking related to rural finance in China, such as cash withdrawal with or without card, farmers'++money, address remittance and mobile finance. Through this function, customers can pay daily project expenses, and support customers to submit appointment instructions for payment after non-working hours (branch business is required), and the system will handle business for customers during working hours. After the payment is successful, the items can be saved in my payment items, and customers can also pay, inquire, add or delete personal payment items through My Payment Items. According to the fund company, fund type, fund code and self-selected fund, customers can query the detailed information of a fund (including fund code, name, type, net value, historical net value, etc.). ), and key funds can be set as self-selected funds, and operations such as fund subscription, subscription, fixed investment, redemption, cancellation, balance and historical details can be performed quickly and conveniently.
How to inquire about the credit card bill of China Construction Bank?
Telephone enquiry: Call the customer service telephone number of China Construction Bank (95533) for enquiry, or choose voice self-service enquiry or manual service for enquiry.
Envelope inquiry: when a bank gives a credit card to a user, it will give an envelope with a piece of paper on it, which records the billing date and repayment date of the credit card.
Mobile banking inquiry: Take China Construction Bank version 5.6.3.00 1, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples. If the user has already started mobile banking, he can download the official APP of China Construction Bank and select a credit card after logging in (binding is required).
The method of bank official website inquiry is to log in to official website of China Construction Bank, and then click the "Credit Card" page and select "Credit Card Inquiry" to see the bill statement and repayment date of personal CCB credit card.
Billing day means that the bank regularly summarizes all transactions in credit card accounts every month and then distributes them to users. The repayment date is the date when the bank requires the cardholder to repay the arrears. This date is the last interest-free day. If there is no repayment before this date, interest and late fees will be charged even if it is overdue. The bank will calculate the interest on the day of consumption, and calculate the interest on a daily basis with the consumption amount as the principal. The daily interest rate is 0.5 ‰, with compound interest on a monthly basis. If you ignore the phone calls and text messages from the bank and insist on not returning them, your bank card will be frozen. If the circumstances are particularly serious, it will be a++ by the bank and blacklisted.
This concludes the introduction of CCB credit card bill inquiry and CCB credit card bill inquiry. I wonder if you found the information you need from it?