Scheme 1: Multi-batch positions are set up to lay out three major reverse funds: consumption, medicine and technology, which are held for a long time;

Option 2: Choose Xingquan CSI 300 Enhanced C Index Fund for fixed investment; Choose E Fund to invest in C Fund of SSE 50 Index.

2. Choose the corresponding fund type according to your income expectation and risk tolerance! Annualized income < 5%: choose money fund (good liquidity);

5% 20%: Choose stock fund, hybrid fund or index fund (with strong risk tolerance).

3. Novices first suggest that the learning fund should make a fixed investment and make a stable profit! Fixed investment fund: SSE 50 index fund or CSI 300 index fund;

Fixed investment cycle: it is recommended to choose every Thursday. If it is a monthly fixed investment, it is recommended to decide according to the time of salary payment;

Amount of fixed investment: (monthly income-monthly expenditure) /2/4= amount of fixed investment per week.

4. Learn to build a reasonable fund portfolio and spread risks! Index combination: SSE 50 Index+CSI 300 Index+CSI 500 Index;

Industry combination: finance+consumption+medicine+technology;

Number of funds: 3-5 small funds are selected, 6-8 small funds are around 500,000, 1 10,000, 10-20 small funds, and it is recommended to select no more than 20 small funds.

5. How to choose a fund? Look at the performance: pay attention to the long-term performance, and the short-term reference value is often not great. It is recommended to choose the Basic Law in 4433;

See the manager: choose fund managers who cross the bull and bear, such as Fu Pengbo, Zhu Shaoxing, Dong, Xie Zhiyu, Gu Lan, Zhou Weiwen, Cao Mingchang, etc.

Look at the scale: index funds don't have to look at the scale, and the cheaper the handling fee, the better; The scale of active investment fund is better between 3-1500 million;

Look at the change: it is very important to observe the outstanding performance in previous years, whether it was done by the resigned fund manager.

6. Three common investment misunderstandings for beginners to buy funds! A. Buy new funds instead of old ones: it is better to buy new funds in a bear market, and it is better to buy old funds in other cases;

B. Buy short but not long: Many novice friends like to buy funds that have risen very well in a short period of time, and as a result, they often stand on guard and be quilted; In fact, buying funds should pay more attention to long-term performance, and only funds that make money stably are good funds;

C. Buy low and don't buy high: the net value of the fund has little to do with the future performance of the fund, and the net value of the fund should not be the consideration standard for selecting the fund.