Maintenance fund refers to a fund established after the sale of commercial housing and public housing specifically for the overhaul, renewal, and renovation of residential parts and facilities and equipment after the warranty period expires.
The collection ratio of the maintenance fund is based on the special maintenance fund payment flow chart when the home buyer purchases the house from the developer and handles the transfer of property rights at a ratio of 2% to 3% of the total house price and pays it to the commercial bank designated by the real estate authority in the area where the property is located.
The specific collection standards for maintenance funds are determined by local real estate administrative departments based on local conditions.
Xiamen Housing Maintenance Fund 2012-11-20 16:10 | Share Scan to mobile phone What is the housing maintenance fund? The housing maintenance fund actually includes a special fund for housing public facilities and a housing maintenance fund.
The special fund for housing public facilities, referred to as the special fund, is used for projects such as the renewal and renovation of the most used parts of the property, public facilities and equipment, and may not be misappropriated for other purposes.
The special fund implements the principle of "money goes with the house". When the house is transferred, the remaining funds in the account will also be transferred to the new property owner of the house.
How to pay the proportion of house maintenance fund?
When a commercial house is sold, the buyer and the seller should sign an agreement on the payment of maintenance funds. The buyer should pay the maintenance fund to the seller at a rate of 2-3% of the purchase price.
The maintenance base metal collected by the selling unit is owned by all owners and is not included in the residential sales revenue.
Under what circumstances can the Home Repair Fund be used?
The house maintenance fund is used for large and medium-sized repairs, updates, and renovation projects after the warranty period of public facilities and property facilities and equipment expires.
Public parts refer to the main load-bearing structural parts of the property (including internal and external load-bearing walls, columns, beams, floors, roofs, etc.), outdoor walls, foyers, stairwells, corridors, etc.; public facilities and equipment
It refers to the water pipes, water tanks, pressurization, elevators, antennas, power supply lines, public lighting, fire protection facilities, green spaces, roads, ditches, pools, wells, and non-water pipes within the property management area that are jointly owned and used by the owner.
Commercial parking garages, public welfare cultural and sports facilities, and houses used for public facilities and equipment, etc.
How to deal with second-hand houses that have paid for the housing maintenance fund? For example: In 2005, Ms. Wang was optimistic about a second-hand commercial house in 2000 through a housing agency, with a total price of 350,000.
The house is in good overall condition and is located in a prosperous location with convenient transportation. Ms. Wang was very satisfied after viewing it.
In the "House Sales Contract" signed with the owner, a clause was found about who should pay the housing public maintenance fund. Among them, the housing public maintenance fund paid by the original owner of the second-hand house purchased by Ms. Wang
is 6,000 yuan.
So, should Ms. Wang pay this fee to the owner?
"I Love My Home" experts believe that when a buyer and seller sign an agreement and encounter whether the house repair fund should be paid by the buyer, the usual solution is to finally reach a consensus through negotiation between the buyer and seller.
There are generally four processing methods: (1) The house owner will defer the house maintenance fund to the customer free of charge.
In the case of Ms. Wang, if the house owner defers the 6,000 yuan house maintenance fund fee to Ms. Wang free of charge, then the house purchased by Ms. Wang will not have to pay this fee.
(2) After negotiation between the buyer and seller, the customer and the owner *** jointly bear the cost, that is, the customer pays 50% of the house maintenance fund fee paid by the original owner.
According to Ms. Wang’s case, if the buyer and seller share the cost equally, Ms. Wang should pay the owner 3,000 yuan for the house maintenance fund.
(3) The buyer and seller negotiate to pay a certain proportion of the house maintenance fund fee.
The proportion formula is (years of property rights of the house - the time difference between the purchase and sale of the house by the original owner)/years of property rights of the house.
If paid on a pro-rata basis, Ms. Wang needs to pay [70-(2005-2000)]/70*6000, which is a house maintenance fund of 5580 yuan.
(Note: Generally, the property ownership period of a house is 70 years.) (4) If the house owner does not agree to extend the house maintenance fund to the customer for free and does not want to share the cost with the customer in proportion, then the home buyer will need to bear the original cost if he purchases the house.
The home maintenance fund fee paid by the owner when he purchased the house.
According to Ms. Wang’s case, if the owner does not agree to defer the cost to Ms. Wang, then Ms. Wang needs to pay the entire 6,000 yuan house maintenance fund fee to the owner.
How to deal with some public housing units that have not paid the housing maintenance fund?
(1) The nature of the purchased public housing is relatively special. It is a welfare house sold to employees at cost price by government agencies, enterprises and institutions in order to solve the housing problem of employees of the unit. Since it is a house purchased by employees at cost price, it is not suitable for them.
The building maintenance fund has never been paid.
Then, if a home buyer purchases such a house, according to national regulations, the home buyer needs to repay the amount at 2% of the transaction price of the house before it can legally take effect.