Is fixed income+fund suitable for fixed investment?
First of all, let's talk about why fixed investment will be loved by everyone. In the process of investing in the fund, although it is relatively stable relative to the stock, it will also fluctuate greatly with the fluctuation of the market, and many people will also suffer large losses, so we will reduce the transaction cost by investing in the fund.
When it rises, the buying share is small; When falling, buy more stocks to achieve the effect of sharing the cost. Then, when the market picks up and reaches the original point, we will not only return to our capital, but also make money. This is why people will choose to vote.
However, the mainstream "fixed income plus" strategy in the market is based on bond assets, supplemented by equity assets. Most products that claim to be "fixed income plus" are essentially partial debt funds. The "+"part is a variety of flexible income sources such as stocks, treasury bonds futures and stock index futures, and the positions in this part are usually relatively low.
Generally speaking, the fluctuation of fixed income+fund is relatively small, and it is a fund with a rising net value trend. It is meaningless to make a fixed investment, but the sooner you buy it, the better. In addition, if you need to pay the subscription fee, then choosing a fixed investment will not be worth the candle. Therefore, if you want to invest in fixed income+funds, it is more suitable for one-time purchase instead of fixed investment.