No, try not to purchase financial services from unknown third-party platforms like Zhongrunduo.

There are huge credit risks and moral hazards in this kind of financial management. Apart from the high returns on the products it provides, there is really no redeeming feature. While you are staring at its interest, it may be staring at your principal. It is recommended to stay away from this kind of institution.

After all, the original intention of everyone buying financial management is to make money.

The most common channels for purchasing financial products: 1. Banks: Banks are everyone’s preferred channel for purchasing financial products. Now each bank has its own financial products with different terms and types. You can go to any bank.

Can be purchased.

2 Brokerage firms: Nowadays, every brokerage firm has financial management products, and the returns are often relatively high. Friends who pay attention to returns can pay attention to the financial management products of brokerage firms.

3 Internet financial companies: Such as Alipay, WeChat, JD.com, etc. The financial companies under these companies have financial products.

Moreover, it is highly flexible and the targeted customers are also very attractive, making it suitable for daily financial management of spare money.

4P2P financial management companies: It is certain that P2P financial management companies have high returns, but their risks also make many netizens afraid to touch them.

And many companies visited have experienced redemption risks.

5. Trust companies: Trust companies also offer a lot of financial management, and the returns are good. They are generally long-term financial management, but the threshold is relatively high, and small funds such as myself cannot enter.

These are the current mainstream channels for purchasing financial products in the market.

Of course, insurance companies, fund companies, etc. can purchase them, so I won’t introduce them one by one here.

In short, there are currently a wide variety of financial products on the market, and there are many channels for purchasing them.

There are many ways for individuals to manage finances. The following methods are relatively convenient and safe. You can refer to them: 1. Monetary fund is an open-end fund. The investment targets are mainly bonds, central bank repurchases, and bills.

A short-term financial product with extremely low risk.

It has the characteristics of high liquidity, low risk and stable income.

You can subscribe and redeem at any time, which is very convenient. The starting investment is 0.01 yuan or 1 yuan. The current currency fund yield is around 3%, which is more suitable for individuals who need capital liquidity.

2. Index Fund Index Fund, as the name implies, uses a specific index (such as the CSI 300 Index, S&P 500 Index, Nasdaq 100 Index, Nikkei 225 Index, etc.) as the underlying index, and uses the index's

The constituent stocks are the investment objects, and the investment portfolio is constructed by purchasing all or part of the constituent stocks of the index to track the performance of the underlying index.