After 30 years of reform and opening up in China, the concept of market economy has been deeply rooted in people's hearts. However, there is no necessary financial education for college students, because traditionally speaking, people don't need financial management before they have income. Some people even think that financial management is the business of the rich, and the poor have no money to manage at all. As a pure consumer group, college students don't need to have knowledge about financial management. In fact, this is a misunderstanding of financial management, which is not conducive to the smooth growth of college students and the future development of society. Relevant information at home and abroad shows that financial education is not dispensable, but the sooner the better. Financial education for college students is a blessing for individuals, families and society, so it is necessary to strengthen financial education for college students. Associating "children" with "money" is something that parents in China are worried about. It seems that children will go bad when they touch money. Different from the education in China, many children in the west have been exposed to money for a long time and learned how to manage money. For example, in the United States, children can recognize coins and banknotes from the age of 3; 10 years old, he knows how to save a little money every week to prepare for large expenses; When I was 1 1 ~ 12 years old, I knew how to make and implement spending plans for more than two weeks, and I knew how to use the terminology of banking correctly ... China's financial quotient education is obviously backward, and more than 85% of our children can't manage money. Financial quotient is one of the basic qualities that people in modern society must have.

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