The purchase of government bonds is generally based on the face value 1000 yuan, and there are two kinds of government bonds; One is certificate-based national debt, which is similar to time deposit in the bank. As long as the interest rate of government bonds is higher than the interest rate of time deposits, there is investment value, but it is best not to redeem them in advance, otherwise the interest rate will be very low and a handling fee of 0. 1% of the principal will be paid. But this kind of national debt is rarely issued. At present, there are mainly book-entry treasury bonds in the market. You can open accounts in banks (mainly ICBC, ABC and BOC) and securities companies to buy. When these bonds are issued, they are generally sold at the face value of 100 yuan each, and the minimum purchase price is 10, that is, 1 000 yuan. After issuance, it can be bought and sold through bank counters and securities trading markets, so it is different from voucher-type national debt; Because it can be traded in the market, the price of book-entry treasury bonds fluctuates up and down like stocks. It is possible that you bought 100 yuan/piece, but due to some market factors, the price may fall to 98 yuan/piece, so if you buy1piece at least, you will lose 20 yuan. But don't worry, after the book-entry treasury bonds expire, the state will still redeem them at the face value of 100 yuan at the time of issuance, and pay interest every year.

No treasury bonds have been issued at present. In order to facilitate the management of regulatory agencies, just like bank accounts, citizens' real-name registration system is required.