Funds are suitable for long-term. Because the fund is repeatedly bought and sold, the subscription fee and redemption fee are not small. Moreover, many funds will stipulate at the time of subscription that the longer they hold, the lower the redemption rate.

The ultimate goal of fund investment is to obtain income and obtain higher income within its own risk tolerance. However, due to the short investment time, the income of short-term investment funds will not be obvious, and the handling fee will be lost in vain.

From the perspective of product design, the fund is suitable for long-term investment.