1. Taxes to be paid when buying a new house (1) Taxes to be paid when buying a commercial house: 1. Deed tax, 3-5% of the total purchase price (different provinces, municipalities and autonomous regions have different tax rates), ordinary commercial houses are halved, that is, 1.5

-2.5%.

2. Stamp duty, 0.05% of the total purchase price (2) Funds: 1. House maintenance fund, 2-3% of the total purchase price, 2% in most places 2. Non-staple food price adjustment fund, 2 yuan/square meter,

(3) Fees are not required in some places. 1. Transaction fee, 0.5% of the total purchase price. The buyer and seller each pay 0.25% (residential 3 yuan/square meter, paid by the developer, not the buyer) 2. "House Ownership Certificate"

》The cost of production varies from place to place, but it does not exceed 100 yuan. 3. The cost of production of the "Land Use Rights Certificate" varies from place to place, but it does not exceed 100 yuan. (4) If you get a mortgage, the following fees will also be incurred: 1. Assessment fee,

0.2-0.5% of the total purchase price 2. Insurance premium, the total purchase price multiplied by the loan term multiplied by 0.1% multiplied by 50% 3. Notary fee, the loan amount multiplied by 0.03% 4. Mortgage registration fee, 100 yuan

, Taxes and fees to be paid on second-hand houses: Both parties must pay: Stamp tax During the sale and purchase of second-hand houses, both the buyer and the seller must pay stamp tax, and the tax rate is 0.05% of the transaction price of the property.

The buyer needs to pay: Double the deed tax for non-ordinary residences. If you want to buy a house, you should pay attention to whether the house you choose is an ordinary residence.

According to national regulations, house sales must pay deed tax to the state. The tax rate is: 1.5% for ordinary residences and 3% for high-end residences, all of which are borne by the buyer.

According to local regulations, a house must meet three conditions at the same time before it can be recognized as ordinary housing.

These three conditions are: the floor area ratio of the residential area is above 1.0 (inclusive), the building area of ??a single unit is below 140 (inclusive) square meters, and the actual transaction price is 1.2 times lower than the average transaction price of housing on land of the same level.

What the seller needs to pay: Year-of-year taxes If you want to sell your home, the taxes you have to pay may vary greatly depending on how long you have bought the house.

After June 1, 2005, in addition to stamp duty, business tax, urban construction tax and education surcharge, the transfer of second-hand houses also has to pay land value-added tax and personal income tax.

Only after obtaining all tax payment certificates can the purchase invoice be issued and the property ownership certificate transferred.

If the purchase time is less than 2 years, business tax will be levied in full, including: 0.05% stamp tax, 5% business tax, 0.35% urban construction tax, 0.15% education surcharge, land value-added tax and personal income tax.

If the purchase time is more than 2 years and less than 5 years, you only need to pay stamp duty and personal income tax.

If the purchase time is more than 5 years, you do not need to pay any other taxes except stamp duty.