Fixed fund investment refers to investing in a designated open-end fund at a fixed time and with a fixed amount. The fixed investment of the fund can be sold at any time, but the premise is that the fund is not closed, and investors can choose to redeem it in part or in whole.

The fixed investment of the fund generally refers to the long-term income it pursues. If investors redeem in a short time, there may be losses. At the same time, the fund redemption fee is related to the holding period of the fund. The longer the holding period, the lower the redemption fee, or even free of redemption fee. Redemption in a short time, to bear a certain redemption costs.

After redeeming the fund, if the fixed investment option is not cancelled, investors may continue to make fixed investment. If investors hope that the bank will not deduct money next month after redeeming the fund, they can cancel the fixed investment option; The investor's bank has no funds and has not deducted money for three consecutive months, thus automatically terminating the fixed investment.

If you have investment needs, Ping An Bank sells a variety of funds on a commission basis, and the regulations of each fund are different. You can log in to Ping An Pocket Bank APP- Home-More-Funds and search for the corresponding fund name to understand.

Tips:

1. The above contents are for reference only and are not taken as any investment advice. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;

2. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Response time: 2021-12-21. Please refer to the latest business changes announced by Ping An Bank in official website.