There are two kinds of purchases: medical care and student aid. Medical care is generally consumer insurance, which generally costs only a few hundred dollars a year, and the student grant is also called education grant, which comes from annuity insurance and is a savings and wealth management insurance. Dad wrote a strategy to configure insurance for children. Look here: the most comprehensive strategy for child insurance: don't buy insurance next time.

0 1 Children's medical insurance is divided into three types: small outpatient medical insurance, small inpatient medical insurance and millions of medical insurance.

Small outpatient medical insurance:

Features: high premium, low insured amount, deductible, social security reimbursement. Suitable for general outpatient service

Suggestion: Children are in poor health, and minor illnesses often occur. Regular outpatient visits can give children an insurance policy. After all, small outpatient medical insurance can be guaranteed.

Small hospitalization medical insurance:

Features: low premium, low deductible and relatively high insurance coverage, including the middle and early stages from general diseases to serious diseases.

Suggestion: Small hospitalization is more practical than small outpatient medical insurance, which can be considered emphatically.

Millions of medical insurance:

Features: low premium, high insured amount, 1 10,000 yuan deductible, and wide coverage.

Summary If parents want to buy comprehensive medical insurance for their children, dad still suggests giving priority to millions of medical insurance, critical illness insurance and accident insurance, and then supplementing small medical insurance.

Hope to adopt ~

Source: Nanba Daily