The lower limit of social security payment base in Shandong Province rose from 3,98 yuan to 4,378 yuan. The minimum wage should not be lower than 6% of the average monthly wage of employees in the city last year, and the maximum wage should not be higher than 3% of the average monthly wage of employees in the city last year. The payment base is fixed for one year in the same payment year, and it will not be changed halfway. The upper and lower limits of the payment wage base are determined by 3% and 6% of the average wage of full-caliber urban employees in the province last year.
1. Endowment insurance. Old-age insurance is a social insurance system in which workers get some financial compensation, material help and services from the government and society after reaching the statutory retirement age. State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, institutions and their employees who implement enterprise management must participate in the basic old-age insurance;
2. medical insurance. The basic medical insurance system for urban workers is a social insurance system to ensure the basic medical needs of workers based on the affordability of finance, enterprises and individuals. All employers, including enterprises, organs, institutions, social organizations, private non-enterprise units and their employees, must participate in the basic medical insurance. The basic medical insurance fund for urban employees consists of the social pooling fund of basic medical insurance and individual accounts. The basic medical insurance premium consists of the employer and the employee's personal account;
3. Work injury insurance. Industrial injury insurance is also called occupational injury insurance. The state and society shall provide necessary material assistance to the injured, disabled and dependent relatives of the deceased after the workers are accidentally injured due to work reasons or occupational diseases caused by exposure to occupational hazards such as dust, radiation and toxic substances. The work-related injury insurance premium is paid by the employer, and the collection rate of work-related injury insurance premium for industries with high incidence of work-related injuries is higher than the general standard. On the one hand, it is to ensure that the work-related injury insurance fund can fully pay the work-related injury insurance benefits for workers in these industries. On the other hand, through high-rate collection, enterprises have a sense of risk and strengthen work-related injury prevention to reduce the casualty rate;
4. Unemployment insurance. Unemployment insurance is a system that is enforced by the state through legislation, and funds are established by the society to provide material assistance to workers who have temporarily interrupted their sources of livelihood due to unemployment. All kinds of enterprises and their employees, institutions and their employees, social organizations and their employees, private non-enterprise units and their employees, and employees with whom state organs have established labor contracts should apply for unemployment insurance;
5. Maternity insurance. Maternity insurance is aimed at the physiological characteristics of childbearing behavior. According to the law, when working women temporarily suspend their work and lose their normal income due to childbirth, they are provided with material help by the state or society. Maternity insurance benefits include maternity allowance and maternity medical service. The maternity insurance fund consists of the maternity insurance premium paid by the employer, its interest and overdue fine. Maternity allowance for female employees during maternity leave, medical expenses incurred during childbirth, family planning operation expenses for employees and other expenses related to maternity insurance stipulated by the state should all be paid from maternity insurance fund.
Legal Basis
Social Insurance Law of the People's Republic of China
Article 61 A social insurance fee collection institution shall collect social insurance fees in full and on time according to law, and inform the employing units and individuals of the payment regularly.
article 62 if an employer fails to declare the amount of social insurance premiums that should be paid according to regulations, the amount that should be paid shall be determined according to 11% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall settle the accounts in accordance with the regulations.
article 64 social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined to establish accounts and accounting, other social insurance funds are established separately according to social insurance types and accounted for separately. Social insurance funds implement a unified national accounting system.
Social insurance funds are earmarked for special purposes, and no organization or individual may occupy or misappropriate them.
The basic old-age insurance fund will gradually be co-ordinated nationwide, and other social insurance funds will gradually be co-ordinated at the provincial level. The specific time and steps will be stipulated by the State Council.