1, according to the relevant laws and regulations, individuals who participate in the basic medical insurance for employees, who have reached the statutory retirement age and accumulated contributions have reached the fixed number of years stipulated by the state, will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
2. Medical Insurance According to the current basic medical insurance policy, when reaching retirement age, the payment period of male insured persons should be 30 years, and that of female insured persons should be 25 years. Those who have not reached the payment period stipulated by medical insurance can be liquidated at retirement.
3. Social basic medical insurance is different from old-age insurance. When men reach retirement age (different regulations in different regions), they must pay for 25-30 years, while women pay for 20-25 years. Only after retirement can they continue to enjoy social basic medical insurance benefits. If the payment period of medical insurance is not reached when reaching retirement age, the payment period of medical insurance can be supplemented at one time before retirement according to the existing regulations.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.
2, twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents in accordance with state regulations.
3, twenty-eighth in line with the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency, rescue medical expenses, in accordance with state regulations, paid from the basic medical insurance fund.
4. Medical insurance refers to social medical insurance. It is a social insurance system that meets the basic medical needs of the state and society according to laws and regulations when workers are sick. 20 16 65438+ 10/2 the State Council issued "opinions on integrating the basic medical insurance system for urban and rural residents" to promote the integration of medical insurance for urban residents and the new rural cooperative medical system, and gradually establish a unified national medical insurance system for urban and rural residents. _20 16 12.20, Ministry of Human Resources and Social Security held a teleconference on national networking of basic medical insurance and direct settlement of medical treatment in different places, and signed letters of responsibility with the first batch of 22 provinces including Beijing, which applied for national networking of basic medical insurance and direct settlement of medical treatment in different places, marking the formal implementation stage of direct settlement of medical treatment in different places. According to the statistical bulletin of June 20021year, the number of people participating in the national basic medical insurance in 2020 is 136 13 1 10,000, and the participation rate is stable at over 95%.