Unemployment insurance has the following main characteristics: the unemployment insurance fund is mainly raised by the society and shared by units, individuals and the state, and the payment ratio and payment method are relatively stable. The unemployment insurance premiums raised, regardless of the source and the nature of the payer, are all included in the unemployment insurance fund, and are uniformly dispatched and used in the overall planning area to play the role of mutual aid. State-owned enterprises, collective enterprises, foreign-invested enterprises, Hong Kong, Macao and Taiwan-invested enterprises, private enterprises and other enterprises and institutions covering cities and towns must participate in unemployment insurance and pay unemployment insurance premiums according to regulations. Employees of the above-mentioned units should also pay unemployment insurance premiums according to regulations, and they can enjoy unemployment insurance benefits after unemployment. Whether social organizations and their full-time staff, private non-enterprise units and their employees, individual industrial and commercial households with employees in cities and towns and their employees participate in unemployment insurance shall be determined by the provincial people's government.