1 national debt products. National debt is a bond issued on the basis of national credit, so the credit is the highest. Investors can open a national debt account in the bank and then go to the bank to buy it on June 10 every month.

2 Bank wealth management products. It is better for beginners to choose bank wealth management products. Wealth management products are low-risk tools, so the risk is relatively small, and usually the income fluctuates up and down the expected income.

Money funds and bond funds have little risk and are very suitable for novices.

The risk of stocks is the highest among the above wealth management products, and novices should not choose them unless necessary.