Besides, whether it is a good product or not, the angle of evaluating an annuity insurance is similar, so we don't have to pay too much attention to this.
Before entering the text, I suggest that friends who know little about annuity insurance read this article first: Is annuity insurance good? Is there anything to pay attention to? Do you have any good products?
Next, the senior sister briefly talks about what to pay attention to when buying annuity insurance.
First of all, we should pay attention to the collection time of annuity insurance survival fund, that is, when it can be started and how long it will take.
Annuity insurance is not paid as early as possible. The key depends on whether the set collection time can cover the key life stages.
For example, if you want to use annuity insurance as a child's education fund, then at the important stage of children's learning, products that can receive survival money are more appropriate.
Excited parents and friends may wish to collect this list: the latest! The eight education grants with the highest rate of return in 2022 are coming ~
Secondly, if you plan to take out long-term annuity insurance, you'd better choose the products you guarantee to receive.
For example, Guangming Yisheng Huixuan version of the pension annuity insurance can guarantee to receive the pension annuity for 20 years. If Lao Wang chose to start receiving an annuity at the age of 60 when he was insured, but unfortunately died at the age of 70, the insurance company will pay the beneficiary the annuity that he did not receive at the age of 70 to 80 in one lump sum.
If you want to know more about this product, you can read this in-depth evaluation: Is Guangming Huixuan's pension income high? The answer is in the text. ...
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