Among them, the unit contribution ratio is 10%, most of which goes to the medical insurance pooling fund, and a small part goes to individual accounts (the specific ratio is 0.8%~2%, divided by age); The proportion of individual contributions is 2%+3 yuan's serious illness co-ordination expenses, of which 2% goes into individual medical insurance account and 3 yuan goes into serious illness co-ordination fund.
However, during the interruption of payment, the personal account is inactive and will not be refunded.
The refund ratio is related to the payment amount and age, as follows: under 35 years old: the monthly refund ratio of medical insurance card is 2.8% of the payment base, including 0.8% for the unit and 2% for the individual; 35-45 years old: the monthly refund ratio of medical insurance card is 3% of the payment base, of which unit 1% and individual 2%; Over 45 years old: the monthly refund ratio of the medical insurance card is 4% of the payment base, including 2% for the unit and 2% for the individual.