2065438+On March 20th, 2003, China Construction Bank held a grand pension card issuing ceremony in Beijing. It is reported that the China Construction Bank Pension Card is the only joint debit card with pension characteristics in China, which is jointly launched by China Construction Bank and the Financial Services Development Committee of the China Association for the Aged, with the dragon card cartoon as the main body.

Based on the magnetic stripe card, the card uses the most secure financial ic card technology to store information such as keys, digital certificates and fingerprints on the chip. It has many advantages, such as multi-purpose, effective risk prevention and control, maintaining financial stability, diverse acceptance environment, unlimited expansion of functions and so on. In addition to debit card functions such as deposit and withdrawal, consumption, etc.

It also has special functions such as inquiring, issuing and withdrawing personal information accounts of enterprise annuities and employee welfare plans, inquiring account books, primary and secondary cards, electronic cash and so on. Branches will also provide special old-age value-added services such as gift insurance, product concessions and appointment registration. According to local conditions, it is suitable for employees of enterprise customers such as enterprise annuities and employee welfare plans, as well as individual customers with pension needs.

Extended data:

Basic role:

It is conducive to ensuring the reproduction of the labor force: the establishment of the endowment insurance system is conducive to the normal intergenerational replacement of the labor force, the retirement of the elderly, the smooth employment of the newly increased labor force, and the rationalization of the employment structure.

Conducive to social security and stability: old-age insurance provides basic living security for the elderly and makes them feel safe. With the arrival of the aging population, the proportion of the elderly population is increasing and the number is increasing. Old-age insurance guarantees the basic life of elderly workers, which is equivalent to ensuring the basic life of a considerable number of people in society.

For on-the-job employees, participating in endowment insurance means that they have expectations for their future old-age life and are free from worries. In terms of social mentality, more people are stable and less impetuous, which is conducive to social stability.

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