Tianlibao is a kind of money fund with high liquidity. It is a cash management and net worth wealth management product issued by China Industrial and Commercial Bank in early October 20 18. ICBC Tianlibao invests in financial instruments permitted by laws and regulations, including cash, call deposits, short-term financing bills (including ultra-short-term financing bills), bank time deposits, certificates of deposit and other bank deposits within one year (including one year). Year). The subscription time of ICBC Tianlibao is 9: 00 pm-15: 30 pm. Working days, the initial subscription amount is 50,000 yuan. Tianlibao announces the ten thousand earnings of the previous day and the seven-day annualized rate of return in official website every day. Users can inquire through ICBC Mobile Banking or Bank official website. Finally, the liquidity is high, which supports cash withdrawal at any time. The cash is confirmed in real time during the opening day business hours, and it arrives in T+0 seconds. In addition, the initial subscription amount of ICBC Tianlibao is 50,000 yuan, and the benchmark of annualized performance on the 7th is as high as 4%, which is not bad compared with similar wealth management products.
It is a low-risk financial product of PR 1, with the lowest investment risk level. ICBC Tianlibao mainly invests in low-risk products such as deposits and bonds, which can be redeemed every day after investment. At the same time, we don't have to doubt the big platform of ICBC. The income of ICBC Tianlibao is higher than that of Internet baby wealth management products. In real life, many people buy it and can exchange it through online banking and mobile banking. If the family has spare money to invest in this product, flexible redemption increases its liquidity. Generally speaking, as long as users buy financial products, they must face certain risks unless they deposit money in the bank to earn interest. However, when purchasing wealth management products, you can choose less risky wealth management products according to the actual situation, so that investors don't have to worry about the loss of principal. In addition, it is also important to choose a good platform.