40% of household assets must be preserved steadily and generally exist in relatively stable places such as banks.

30% of household assets are generally used for assets that can greatly increase in value, such as stocks, bonds, funds, etc.

20% of household assets are generally used for current assets, such as Yu 'ebao and bank demand, to pay for daily expenses and emergencies.

10% family assets, general user protection varieties, such as insurance.

Theory is dead, people are alive, and different families need different configurations.