1. Complete personal identification documents, such as ID card or passport.
2. The bank statement of the last six months, which proves the personal income and expenditure and repayment ability.
3. Formal personal credit report, knowing personal credit liabilities, arrears and repayment records.
4. Proof of past work and relevant income, such as salary slip or bank deposit certificate, to prove personal economic stability.
5. Personal tax payment certificate or social security payment certificate, which proves that the individual has legal tax payment and social security payment records.