Alipay's wealth management income declined. Influenced by the stock market and bonds. The influence of. There is nothing that only goes up but doesn't fall. It's just the size of the fluctuation. The recent stock market adjustment. If you buy a stock fund, the adjustment will be large. If it is an equity type. The fluctuation of awakening is small, and the income decline is not large. Yu 'ebao also docked a money fund. At present, the annualized rate of return of the seven-day basis is around 2%-5%, and the risk of the money fund is very low. For example, there has been no negative growth in the docked money fund since its establishment. Products with low risk coefficient have high principal security and naturally low returns. Wealth management products with relatively high yield have large short-term fluctuations, high risks and high probability of principal loss.

First, Alipay financial management may lose money, because the financial products in Alipay are risky, and they are not guaranteed financial management. So once the financial performance of the investment is not good, it is possible to lose the principal. Moreover, the income and risk of wealth management products are directly proportional, and the higher the risk, the higher the income. Therefore, the choice of wealth management products depends on your own judgment. Whether to choose a stable investment or a high-risk and high-yield product needs to be decided according to the user's affordability, the user's actual situation and capital situation.

Second, Alipay (China) Network Technology Co., Ltd. was established in 2004. Is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world. Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.