1. money fund: money funds usually have no redemption fee, or the redemption rate is low, usually between 0. 1%-0.5%.
2. Bond funds: The redemption rate of bond funds is usually between 0.25%- 1.0%, depending on the holding period and the fund company.
3. Equity funds and hybrid funds: The redemption rate of equity funds and hybrid funds is usually high, generally between 0.5%- 1.5%. For investors with a long holding period, the redemption rate may be reduced, depending on the regulations of the fund company.
4. Index funds: The redemption rate of index funds is usually similar to that of stock funds and hybrid funds, but the redemption rate may decrease when the holding period is longer.
It should be noted that the redemption rate is only one of the fund expenses, and there are other expenses such as management fees, custody fees and sales service fees. When investing in funds, it is necessary to comprehensively consider the impact of various expenses on investment income. In addition, the rate structure of different fund companies may be different, which is subject to the provisions of the fund company.
Generally speaking, the redemption rate of a fund varies with the fund type, holding period, fund company and other factors, usually ranging from 0. 1% to 1.5%. When investing in funds, it is necessary to comprehensively consider the impact of various expenses on investment income and choose appropriate fund products and investment strategies.