As the main body of asset allocation, core assets account for more than half of the total investment, mainly stable long-term investments, such as closed-end funds, convertible bonds, balanced funds and index funds.
Satellite assets will generally make some venture investments according to their own risk preferences, so as to share the excess returns brought by investment varieties with growth potential, such as stocks and growth funds.
Extended data:
On the one hand, fund managers can reduce the system risk through portfolio investment, on the other hand, they can hedge the system risk of fund investment through various risk management measures, thus effectively reducing the investment risk.
However, due to the lack of funds and professional knowledge, it is difficult for small and medium-sized investors to make portfolio investment. Therefore, from this perspective, the fund is very suitable for small and medium-sized investors who are usually busy and do not have relevant financial investment knowledge to conduct family financial management.
When designing a portfolio, fund managers generally follow the following principles: to ensure the maximum return of the portfolio under certain risks; Under certain income conditions, ensure that the risk of portfolio is minimized.