2. It is not appropriate to buy now: because the implied rate of return is low and the price is high. Perpetual A-level funds are equivalent to perpetual bonds and are highly sensitive to fluctuations in bond yields and reverse repurchase rates. Perpetual Class A reference transaction price = agreed rate of return ÷ implied rate of return+net value-1 yuan credit bonds with a duration of about 10 years. If the agreed yield is higher than the bond yield, it is traded at a premium, and if the agreed yield is lower than the bond yield, it is traded at a discount. For example, there are four perpetual Class A funds with net values of 1.03 yuan, 1.033 yuan, 1.035 yuan and 1.038 yuan, and the agreed rates of return are 6%, 6.5%, 7% and 7.5% respectively. The transaction price of A = 6% ÷ 6.6%+1.03-1= 0.939 yuan, and that of B = 6.5% ÷ 6.6%+1.033-1=/kloc.
3. There is a handling fee for buying and selling, specifically ask the securities company. About one thousandth.
4. If it can't be redeemed, it can only be sold, or it can be combined with Xincheng 500B in a ratio of 4:6 to form the parent fund Xincheng 500 for redemption (the cost of redeeming the parent fund is 0.5%, and the selling cost is only 0. 1%, and smart people know that selling is cost-effective).
5. Except for Class A (150022 Shenwan Income) which has no discount guarantee of B share, other perpetual Class A agreed income with discount guarantee can be obtained.
What kind of graded Class A is worth buying to see the implied rate of return. You can watch it on Lu's website.