Everyone has seen all kinds of big sales and low-priced sales on idle fish. Fund losses have also become the reason for idle fish to sell goods. Today, Bian Xiao will tell you about the fund's knowledge and routines.

First of all, what is a fund?

Securities investment fund (referred to as? Fund? ): First, to put it bluntly, you give your money to a professional institution to invest in stocks, bonds, etc. Then, with the quality of the stock market and bond market, investors will bear the gains and losses; Another explanation: through the sale of fund shares, the funds of many investors are pooled to form independent assets, which are managed by fund custodians and fund managers, and they invest in securities in a combined way, enjoying the benefits and taking risks.

How do we screen out high-quality funds?

1, depending on the monetary fund's yield, the higher the yield, the better the annualized income in seven days: the average annualized income in the last seven days is extremely high: how much income you can earn every day if you spend 10 thousand to buy a 10 thousand fund depends on the actual income every day. 2. The longer it is established, the better, at least 3-5 years. 3. The scale of the fund is moderate, with more than 2 billion selected between 2 billion and 200 billion. Forced liquidation: Investors with less than 200 employees or capital assets of less than 50 million for 20 consecutive days will be forced to liquidate their positions. At the same income level, the lower the cost, the better. Management fee+custody fee+sales service fee shall not exceed 0.7%.

How to choose an index fund that saves worry and makes money?

1, depending on whether it represents various industries: a. Broad base index: nutrition is more stable and balanced. For example, SSE 50 Index, CSI 300 Index and CSI 500 Index. B. Narrow base index: an industry index fund, which only invests in stocks of companies in a certain industry or a certain theme, is called a narrow base index. Such as CSI consumer index. 2. according to the replication index: a. complete replication type. B enhanced index funds, preferably broad-based index funds and fully replicated index funds.

Choosing a good fund needs to be cautious. I hope all of us will not be chopped into small leeks.