One; Alipay (China) Network Technology Co., Ltd., established in 2004, is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world.
Second; Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment. In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs for blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "late payment fee" function. Alipay borrowed it and changed it into a credit loan.
Third; Alipay provides free instant payment service for non-profit organizations. Take the online fundraising channel opened by Wenchuan earthquake as an example. More than 300 enterprises and public welfare organizations, including Project Hope, China Foundation for Poverty Alleviation, China Children's and Teenagers' Foundation and One Foundation, access Alipay, supporting more than 90% of public online fundraising websites nationwide.
Fourth; On 20 10, the Alipay e public welfare platform was launched, and public welfare organizations can independently publish public welfare projects, and promote the further transparent development of public welfare undertakings through the efforts of the whole people. By May of 20 13, the platform had donated more than1000000 times, and the accumulated donation amount also reached1.21838801300 million yuan, and online charity donation officially entered the era of 100 million yuan.
Five; On 20 13, Alipay Wallet launched the service window function and the charity application of "Love Donation". The use of mobile internet technology has further improved the transparency and effectiveness of charitable donations, and officially opened a mobile charity era.
Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards. Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. Class II and Class III account customers have higher real-name authentication intensity, and their identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year.