I don't know if you understand the meaning of this statement, but this friend's point of view is very correct, that is, funds have a great relationship with the rise and fall of the market. When the market goes up, it probably goes up, and when the market goes down, it probably goes down, so a good chicken is enough. If you invest in a fund for a long time, you will find that you are very familiar with it, and you will keep in mind the past performance trend. Because you follow it all the way, your judgment on the future situation will be more comprehensive and rational.

How much money is appropriate to hold?

First, the novice has less money, less than three.

1. Configure a broad-based index fund.

(CSI 300, CSI 500, SSE 50, GEM Index) and other funds.

2. Allocate a potential industry index fund.

Computer index, medical index, securities index and other funds. ).

3. Configure active funds for hot topics.

For example, recent hot topics (semiconductor theme, new energy theme, 5G theme, etc. )

How many assets to allocate depends on yourself. If it is conservative, allocate more broad-based index funds, and if it is radical, allocate more popular theme funds.

Second, old drivers have money, and six is enough.

1. Debt Chicken 1

2. Broad base index 1 or 2.

3. Overseas index 1 (such as Hong Kong stocks and US stocks).

4. Industry index 1 or 2.

5. Commodities (such as gold and oil) 1.

6. Hot topics and blue chips 1 or 2.