1. Platform: Tencent Wealth Management is a platform for purchasing wealth management, while Huaxia Fund Wealth Management is a wealth management product, and the former includes the latter.
2. Content: Licaitong is the official financial platform of Tencent, providing users with diversified financial services; However, Huaxia Fund is relatively simple and only provides fund purchase services.
3. Revenue: The difference between Tencent Licaitong and Huaxia Fund Caifubao is that the revenue is different.
4. Convenience: Relatively speaking, the income of Licaitong is relatively high, and it can be withdrawn at any time.
5. Security: The security of Licaitong is also guaranteed, and it is underwritten by PICC, so the principal is more secure.
Extended data:
Tencent Wealth Management has officially landed on the WeChat "red envelope" interface. Real-name users can open the WeChat red envelope and use the red envelope amount to subscribe for the wealth management monetary fund with one click. This move means that WeChat red envelope and wealth management have been completely opened. In addition to offline payment scenarios and sending and receiving WeChat red envelopes, real-name users of WeChat "wallet" can also purchase various wealth management products on Licaitong with one click, so that red envelopes can easily increase in value and prevent funds from being idle.
When a real-name user unpacks a WeChat red envelope with an amount not less than 100 yuan, a new blue text chain will be found under the red envelope amount. Apple mobile phone users display the content as "managing money, making money is not just about luck", while Android mobile phone users say "your red envelope can increase in value, click to view", click on the text chain to directly enter "managing money with small change" and subscribe to the money fund in financial management with one click.
At present, the three monetary funds that can be purchased are Yifangdayi Wealth Management, Huitianfu Fund All-inclusive and Huaxia Fund Fubao, with annualized rates of return of 3.6%, 3.3 14% and 3.272% respectively in the past seven days, and the annualized rates of return of professional third-party wealth management institutions in the past year are 4% and 3.93% respectively.
Baidu Encyclopedia: Tencent Financial Management