In this situation, asset management companies were born, so what is an asset management company? As the name implies, it is to help others manage their finances. Of course, ordinary families certainly don't need this kind of business. After all, we don't have much money and lack the corresponding investment experience, so we invest more funds. The main business of such companies is investment management, enterprise management, enterprise assets reorganization and so on.
The asset management plan formulated by an asset management company must be filed with the Securities Fund Association. After all, the regulator is the CSRC. Imagine that if there is no record and no trace of the problem is found in the later period, the responsible person will bear great risks. If the situation is serious, it may need to be resolved through the court. Therefore, the asset management plan must be put on record to let the government know the relevant content, which is also a responsible performance of the other party.
The business type of the plan is generally a single customer or a specific number of customers. There are no special requirements for net capital, and there are certain investment restrictions, such as not directly issuing loans or limited entrusted loans. In addition, in terms of investment scale, the initial amount of a single customer cannot be less than 30 million yuan, and the funds of a specific customer range from 30 million yuan to 5 billion yuan. Therefore, due to the large amount, after signing the contract, it should be in the corresponding department.
China has made great progress in recent years, partly because the policy is comprehensive, which can ensure that the interests of most people will not be lost. The filing of the asset management plan in the fund association confirms this point from the side. It is precisely because of this that our society will be prosperous and stable!