Nowadays, the class is gradually solidified. Many young people think that the monthly salary at work is only 3000 yuan, and they can't earn much money at all. So some young people began to engage in sideline business, while others pinned their hopes on funds.

In addition to class solidification, there are three reasons:

I. Rising prices

Compared with the price 20 years ago, the current price has risen seriously. Twenty years ago, a bowl of beef noodles was only two yuan, but now it has risen to 20 yuan, up 10 times, which makes many young people worry about whether the price will increase seriously in the future.

So many young people are afraid to deposit their money in the bank and earn a little interest. They want to make more money from their savings, so they are eyeing this fund.

Second, the fund rose well.

China's economic momentum has been good in recent years, which has also driven many funds to rise very well.

Also, because the upward trend of funds is good, many young people want to buy funds to accumulate funds after seeing them.

Funds are different from stocks. The risk of stocks is too high, while the risk of funds is much smaller, so young people can feel more at ease when choosing funds.

But in fact, more young people choose futures because futures are safer. However, the interest rate of funds is much higher than that of futures, so there are still a large number of young people who choose funds.

Third, after 90, gradually began to have savings.

People born in the 1990s have actually reached the age of 365,438+0 and 5438+0 by 2026, and many of them actually have a lot of savings.

It is not cost-effective to put these savings in the bank, because the interest rate of the bank is too low, but it is not cost-effective to buy a house, because the current house price has gradually stabilized and everyone is afraid of falling house prices, so many people are afraid to buy a house now.

It can't be put in the bank, nor can it be used to buy a house. Many people continue to use it to buy funds. So this is why young people are so keen on funds.