There is a charge for buying and selling payment funds. At present, the subscription rate of most Alipay funds is from 1, but it depends on the details of the fund, and the fee = principal-principal /( 1+ subscription rate).

When the Alipay fund is redeemed, the redemption fee of not less than 1.5% will be charged for holding the fund for less than 7 days. For funds held for more than 7 days, the redemption rate is charged according to the rate announced by the fund company, and the money fund does not charge the subscription and redemption fee. Different fund redemption rates are different, and different rates may be different for the same fund holding time.

Extended data:

Alipay buy fund redemption is introduced as follows:

When selling, the handling fee will be calculated according to the holding time difference of the selling share. Please refer to the page tips for details. After T+ 1 (QDII funds and Hong Kong-based funds are subject to the time indicated on the selling page), it will be paid to Yu 'ebao account after 15:00 and before 24:00.

At that time, you can go to Yu 'ebao to check, you can choose to stay in Yu 'ebao and enjoy the expected annualized income of Yu 'ebao, or you can choose to withdraw cash to the bank card quickly. Although the handling fee will not be particularly discounted, as long as it is held for a long time, the selling fee rate will generally be lower;

The gap between People's Daily Online-Alipay and fund companies is due to channel fees.