According to the statistical results, 80% of investors are balanced, that is, they can bear appropriate losses (within 20%) and pursue stable returns. Without knowing your style, age and goal, I can only assume that you are about 35 years old according to most people's standards. On this premise, you can configure them as follows:

1, buy part of the national debt due in 3-5 years, about 20%;

2. Buy two open-end funds, about 30% each. It is suggested to buy a fund with long establishment time, good performance and sustainable performance, such as the South Steady, Yifangda Steady and Rich Country Mixed Fund;

3. Buy two closed-end funds with a term of 3-5 years, each of which is about 10%.

According to the above asset allocation scheme, it is estimated that the average annual income can reach about 7%, and the risk is low.