Experts interpret the 6 highlights of work-related injury insurance. The director of the Work-related Injury Insurance Department of the Ministry of Human Resources and Social Security in Shenyang explains the 6 highlights of work-related injury insurance. Social security is a basic guarantee that everyone pays attention to and cannot live without. Most people choose to pay on time, but as for the specific protection functions,

Often ignored.

The "work-related injury insurance" in social security is the most controversial protection, and cases of disagreements between employees and their units over the compensation of work-related injury insurance occur from time to time.

So, what is work-related injury insurance? What benefits will work-related injury insurance bring to us? What exactly is work-related injury insurance? Work-related injury insurance refers to accidental injuries encountered by workers during production and business activities or under certain special circumstances.

, or suffer from occupational diseases, as well as death caused by these two situations, or when the worker temporarily or permanently loses the ability to work, the worker and his dependent family members (survivors) can receive necessary material compensation from the state and society.

This compensation includes not only medical and rehabilitation needs, but also life security needs.

Six Highlights of Work Injury Insurance On December 20, 2010, the State Council issued the "Decision on Amending the Regulations on Work Injury Insurance" (hereinafter referred to as the new "Regulations").

The new "Regulations" have made a series of adjustments to better protect the vital interests of workers injured at work, spread the risk of work-related injuries to employers, and reduce the burden on employers.

The new "Regulations" are of great significance for improving the work-related injury insurance system and better protecting the legitimate rights and interests of employees.

Highlight interpretation Expert support: Yu Haitao, Director of the Work-related Injury Insurance Division of Shenyang Municipal Human Resources and Social Security Bureau Highlight 1: The scope of work-related injury insurance has been expanded, and the insured units and number of people have increased significantly.

The new "Regulations" expand the scope of application of work-related injury insurance from various enterprises and individual industrial and commercial households with employees to public institutions and social groups that are not managed by civil servants, as well as private non-enterprise units, foundations, law firms, accounting firms, etc.

The organization systematically relieves these units and staff from worries about the risk of work-related injuries.

In 2015, the number of people participating in work-related injury insurance in our city was 1.8884 million, an increase of 19.78% from 1.5765 million in 2010.

Highlight 2: The adjustment has expanded the scope of work-related injury identification, and more people are protected.

The scope of recognition has been expanded from the original motor vehicle accident injuries on the way to and from get off work to traffic accidents for which the individual is not primarily responsible, as well as urban rail transit, passenger ship and train accident injuries, benefiting more employees.

Limiting traffic accident injuries that are not the main responsibility of the individual during commuting to work to be recognized as work-related injuries. This is mainly to guide employees to attach great importance to traffic safety during commuting to and from work. Traffic accidents for which the individual is primarily responsible for commuting to and from get off work are not included in the scope of work-related injuries. .

Those who are currently on their way to and from work within a reasonable time on a reasonable route between their place of work and their place of residence, regular residence, or work dormitory, as well as those who are on a reasonable route between their place of work and the place of residence of their spouse, parents, or children within a reasonable time.

Injuries caused by traffic accidents that are not the primary responsibility of the individual, such as on the way to and from work, can be considered work-related injuries.

Highlight 3: The work-related injury identification process has been simplified and the time limit for making work-related injury identification has been shortened.

The new "Regulations" cancel the provision of preemptive administrative reconsideration in the settlement of work-related injury determination disputes, shortening the time for work-related injury determination; setting up a simplified handling procedure for work-related injury determination, and the determination time limit for work-related injury determination applications where the facts are clear and there is no dispute between the two parties has changed from the original

The prescribed 60 days were shortened to 15 days.

Highlight 4: Substantially increase work-related injury insurance benefits, making the protection more scientific and reasonable.

The one-time work-related death benefit standard has been increased from the original 60-month average monthly salary of employees in the coordinated area in the previous year to 20 times the national per capita disposable income of urban residents in the previous year.

The one-time work-related death benefit in 2015 increased by 236.53% compared with the city’s one-time work-related death benefit in 2010.

At the same time, the one-time disability subsidy for disabled employees has been adjusted, and the one-time disability subsidy standards for disabled employees from grades one to four, five to six, and seven to ten have been raised respectively.

Received 3 months, 2 months, and 1 month’s salary.

Highlight 5: Fund expenditure items have been added to make work-related injury protection more comprehensive.

The new "Regulations" clarified that publicity and training expenses for work-related injury prevention will be included in fund payment, and pilot work on work-related injury prevention has been carried out across the country, which has enhanced the awareness of employers and employees in abiding by the law and safeguarding rights, and promoted the implementation of work-related injury insurance policies and safety production measures.

Reduce the occurrence of work-related accidents from the source.