Current location - Trademark Inquiry Complete Network - Tian Tian Fund - I have a provident fund loan of RMB 150,000 for 15 years, with equal principal and interest. I have paid off the loan for two years and want to repay the loan of RMB 70,000 in advance. How to calculat
I have a provident fund loan of RMB 150,000 for 15 years, with equal principal and interest. I have paid off the loan for two years and want to repay the loan of RMB 70,000 in advance. How to calculat
I have a provident fund loan of RMB 150,000 for 15 years, with equal principal and interest. I have paid off the loan for two years and want to repay the loan of RMB 70,000 in advance. How to calculate it?

Paying off the loan early is simply a fool's errand. Now investing in bond funds can yield more than 7% per year. The interest rate on provident fund loans is definitely less than 5%. Buy the bond fund with the money you plan to repay, and then gradually repay the principal and interest, and you will earn more than 2% per year.

Income If you are a fund investor, you will have the most favorable purchase method that can increase your income.

For the fund in your hand, no matter which agency distribution channel (bank, fund company or securities firm) you originally bought it from, whether you opened the fund, closed the fund, or LOF\ETF, you can get thousands of dollars if you transfer it to our securities business department for custody.

One-third of the reward (the minimum is 50 yuan). That is to say, no matter where you bought it before, as long as you transfer it to us, the handling fee will definitely be one thousandth lower than others.

This part of the reward can also be awarded to the introducer or the manager of the institutional investor.

Apply for OTC funds with us and the handling fees are the lowest in the country.

The advantage of transferring open-end funds from banks or fund companies to securities companies is that the redemption time is greatly shortened and there are arbitrage opportunities. The redemption time ranges from T+5 to T+7 through bank channels and T+ through broker channels.

3 or less.

The arbitrage operation increases the income by about 3% each time. The more operations, the more income is increased. The arbitrage income plus the fund income is your total income (for example, the average annual income of a fund is 30%, and the average annual income of the arbitrage operation is 17%. Two items

The combined annual average investment return is 47%, far exceeding the return level of the Chinese market. It should be noted that due to fluctuations in the underlying market, fund returns are not positive every year, but arbitrage returns are always positive. Maybe you will say,

The market index is moving, and the profit you make is not enough to prevent the market from falling. Yes, but you have to know that the market may rise or fall, and the probability of it rising or falling is 50-50.

This side. In the long run, with the risks of 50/50 and the one-sided profits, can you not make money?)

Since the transaction price and net value of listed funds (mainly LOF, ETF) are inconsistent, if there is still room for the price difference after deducting necessary handling fees, cross-market arbitrage can be implemented.

In addition, the initial offering of some closed-end funds, the raising of LOF and the daily subscription may be carried out by over-the-counter sales agencies. If these fund shares want to be transferred to the secondary market for trading, this will involve the cross-system transfer of custody of the fund.

question.

Transferring funds from the OTC to the OTC, or transferring funds from the OTC to the OTC is a necessary step for fund arbitrage (some brokers can implement it directly on the exchange, but due to the high handling fees on the exchange, there is generally no room for arbitrage

).

Not all brokers are qualified to do this business, and not all qualified brokers are willing to accept this business.

Our company warmly welcomes all investors to transfer funds from OTC to our company for on-site trading. Investors in need can contact me to start this business.

In order to support investor arbitrage, our company will offer greatly discounted subscription fees for over-the-counter funds (guaranteed to be the cheapest in the country, and there will be prizes for transferring fund shares).