1. Young people who want to plan their retirement in advance: The earlier they start to pay personal pensions, the higher their income will be. Therefore, young people should open personal pension accounts as soon as possible and make long-term and steady investments.
2. People who have no unit to provide old-age security or start their own businesses: People who start their own businesses or work in private enterprises often do not enjoy the old-age security provided by their units, and need to make plans for their retirement by investing in personal pensions.
3. People who think they need higher living expenses after retirement: If individuals have higher needs for their life after retirement, such as favoring high-consumption items such as travel and shopping, then investing in personal pensions will help to achieve these goals better.
4. People with certain investment and financial management experience and risk tolerance: Personal pension investment methods are diverse, involving securities, funds, bank wealth management products, etc. Therefore, they need to have certain knowledge of investment and financial management and risk tolerance.
In short, people who are suitable for investing in personal pension should have a long-term awareness of investment planning, usually young people, self-employed or independent entrepreneurs, people with high quality of life after retirement and people with certain risk tolerance. Honey!