the medical insurance balance of the social security card is the personal account amount, which is not carried forward. Similar to the bank account, the medical insurance expenses paid each month are put into the personal account in proportion, and the personal account can be accumulated.
the personal account balance of the medical insurance part of the social security card is transferred every month, because the social security of the employees is paid once a month. As long as you are insured and pay the fees normally, you should draw some money in every month according to a certain proportion.
The personal account of medical insurance is allocated at the end of each month (around 2th). If it hasn't arrived, you can bring your ID card and medical insurance card to the front desk of the Social Security Bureau for inquiry and verification, or you can check the personal social security account information online. The main function of social security card is to hold a card for medical treatment and real-time settlement. The social security card loaded with financial function also has the function of savings card.
Personal account is mainly used to record and store personal account funds, and it is used for personal medical consumption according to regulations. The main sources of personal account funds include: medical insurance premiums paid by individuals; A certain proportion of social medical insurance premiums paid by the employer; Some include personal account start-up funds paid by employers for individuals; There is also the interest income of personal account funds generated with the increase of insurance years.
personal account payment scope: it is usually used to pay the insured's specific medical expenses, including outpatient expenses incurred by designated medical institutions; Drug purchase expenditure of designated retail pharmacies; In the basic medical expenses for specific items of hospitalization and outpatient service in designated hospitals, the expenses below the Qifubiaozhun of the overall fund shall be paid; Expenses that exceed the minimum threshold and should be borne by individuals.
the insured person shall pay medical expenses with the funds in his personal account, which shall conform to the provisions of the scope of basic medical drugs, the scope of diagnosis and treatment items, the scope of medical service facilities and payment standards.
there are two types of accounts in medical insurance, one is the overall fund account, and the other is the personal account. Generally speaking, there are two types of accounts in employee medical insurance, while the resident medical insurance only has the overall fund account and no personal account.
12, people buy medical insurance cards.
The pooling fund account is the account that we usually use to settle when we are reimbursed for medical treatment and hospitalization. The money in it is all in the medical insurance fund pool. If we want to carefully investigate whether it belongs to individuals or not, it should be used by no one. It implements the * * * economic model, that is, whoever needs it will use it, and if it is not needed, it will not be used.
The personal account generally refers to the money in the balance of the medical insurance card. Under normal circumstances, the money here will not be cleared, and there is no saying that it will be cleared once a year.